Welcome!

The “American Dream” has hit a road bump for many and it is NOT your fault. There are real-life solutions available and I am here to partner with you and guide you in this time of need as a Mortgage Specialist. I have many years experience as a New Jersey licensed real estate agent and mortgage broker. YOU HAVE CHOICES and I have the expertise to patiently understand your situation and the walk you through best possible solution. Whether that path is buying the right new home in this wonderful buyers market, assist you with a refinance while rates are still at historic lows, help you understand that a reverse mortgage can give a senior citizen income for life or if you are over whelmed by your current mortgage, a modification with your current lender is likely your best path. I am partnered with a several attorneys who each have over 30 years in the legal profession and we are here to help with the mortgage modification process with a 100% money back guarantee.

I look forward to working with you!

Vivian