Vivian Gaspar

(800) 977-1077
Vivian@VivianGaspar.com

Saving American Dreams
Recent successes in 2009:


Case #1:
Customer’s monthly mortgage payment was reduced by 57% for a two year period.  The money saved was completely forgiven by the bank, and not owed on the back end of the mortgage.
 
Case #2:
Customer’s interest rate went from 10% to 3.9% for a five year period (they had no equity to refinance!).  The money saved was completely forgiven by the bank, and not owed on the back end of the mortgage.
 
Case #3:
Customer did not pay mortgage in two years and owed $52,000 in arrears to the bank (Sheriff sale was imminent).  Our attorney stopped the sheriff sale, and negotiated a 90% forgiveness of arrears, in addition to an affordable monthly payment.
Let's be more clear on this: In the end, the customer only had to pay $5,200.00 of the original $52,000.00, plus the negotiated affordable mortgage payment.

Other 2009 successes:

Case #4
Original Monthly Payment:  $2291
Modified Monthly Payment: $1408

Case #5
Original Monthly Payment:  $3647
Modified Monthly Payment: $2117

Case #6
Original Monthly Payment:  $2249
Modified Monthly Payment: $1170

Case #7
Original Monthly Payment:  $2978
Modified Monthly Payment: $2213

Case #8
Original Monthly Payment:  $3500
Modified Monthly Payment: $1900

Case #9
Original Monthly Payment:  $4800
Modified Monthly Payment: $3200

Case #10
Original Monthly Payment:  $4128
Modified Monthly Payment: $2564
*Sheriff sale that was two weeks away was stopped.