Vivian Gaspar
"Funding American Dreams"

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Vivian@VivianGaspar.com

Mortgage Modification

We understand financial hardships, and we understand that the circumstances that cause them are as varied as the people they affect. In this economic climate, more and more hardworking people, who paid their bills on time and successfully provided for their families, are suddenly facing foreclosure. Corporations are outsourcing and laying people off, many without ample or fair warning. People, who for years depended on consistent overtime pay, have found their checks shrinking as employers either cut back or eliminated overtime hours altogether.

What is your hardship? Have you had an adjustable rate mortgage adjust upward, or a high fixed rate mortgage that you can't handle anymore. Perhaps your home has lost value, making it impossible to refinance for a fresh start. Whatever your hardship, you are not alone, and my team of mortgage and debt relief specialists are here to help. I work with a team of attorneys and support staff in several states that are highly experienced and effective in negotiating your mortgage with your current lender. This is NOT a refinance. You will remain in your current mortgage. There are no exorbitant closing costs only a one time low flat rate attorney retainer, which is 100% refundable if results are not obtained.

  • Returns all calls
        promptly

  • Explains pros/cons
        of each product

  • Stays in contact
        throughout process

  • Personally attends
        area closings

  • Gives appraisal
        copies to clients
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