Client Testimonials

"I want to thank you, Vivian, for helping me get the perfect mortgage loan for me... your help and the mortgage you secured for me was refreshing.... Thank you for your professionalism, your follow through and for answering all the questions I had on my loan. I especially want to thank you for your guidance and for showing up at the closing at my house with the lawyer in case I had any additional or last minute questions. No one has ever done that for me before and be assured, I will tell anyone I know who needs a loan that you are the person to deal with.... I made my first payment after two months of not paying the mortgage, just as you had promised, and I am delighted that I can finally comfortably pay my mortgage each month - thanks to you."

Vikki Anderson

---

"I wanted to write to thank you for all your help with refinancing my house. I really appreciate all the attention you gave me in my time of need. Also, explaining in detail how the mortgage would work for me was a real help in making my decision to refinance with you and your company. That extra time was greatly appreciated. You were there for me from start to finish. I will certainly contact you again in the future for my mortgage needs."

Theodore Szcwciuk

---

"I want to thank you for getting me through a very rough time. Though we didn't have much time you got it done for me. It's so nice not getting phone calls from collectors anymore. I will recommend you to my clients for prompt courteous service.... It has been a pleasure doing business with you."

Marilyn Kirkella

---

"I want to thank you for your service in refinancing my home. The Pay Option Arm program has helped me lower my mortgage, pay off some debts and increase my cash flow. Even though we do not live in the same state, you were still able to walk me step by step through the process as if we were sitting face to face at your office. I will recommend your service to anyone. I want to thank you again and look forward to working with you in the future."

Marcia Roberts

---

"I have been working with Vivian for over a year now. Vivian has refinanced my home twice and I am currently working with her on buying an investment property with 100% financing. I also expect to use her in the near future in refinancing my primary residence into a cash flow ARM. In my experiences she has always been very professional and responsive to my financial planning needs. She has been very detail oriented on my files and very diligent in educating my wife and I on each step of the processes. I have been so happy in my dealings with her that I have referred her to both my daughters and my brother-in-law as well as professional acquaintances. Therefore, I believe Vivian is an extremely valuable asset as a partner in solving financial needs through mortgages solutions."

Jorge Leon
JMCL Computers Services
Denville, NJ